Articles

Colombia has published an Open Finance draft decree that marks a shift from a voluntary model to a mandatory, regulated ecosystem. This white paper breaks down the core elements of the proposed framework – from data access and participant roles to trust infrastructure and regulatory oversight – and explains why Colombia’s approach is being closely watched across Latin America and beyond.

With the EU’s new Instant Payments Regulation fast approaching, the EPC’s Verification of Payee (VoP) scheme is a crucial step toward safeguarding digital transactions—ensuring payee details are verified in real-time to prevent fraud and misdirected payments

Common myths and misconceptions about Verification of Payee (VoP) - and the key facts PSPs need to know to prepare for the October deadline.

With several key deadlines rapidly approaching, this guide outlines the critical dates, milestones and steps PSPs need to take to ensure timely compliance and avoid potential penalties.

Open banking is transforming financial services by enabling consumers to securely share their financial data with third-party providers

Colombia is moving towards making Open Finance mandatory, ushering in a new era of financial accessibility and innovation. The regulation is set to drive competition, enhance financial inclusion and establish a secure data-sharing framework across the industry.

The adoption of open banking and open finance has become a transformative force in the global financial landscape.

Konsentus CCO, Brendan Jones, explores how the transformative potential of open banking can be enabled through the UK’s recently published National Payments Vision.