About Us

Who We Are

Konsentus securely powers the API economy by enabling the participants of open ecosystems across the globe to seamlessly interact within defined trust frameworks.

Our award-winning SaaS technology solutions provide a safe and secure environment for data and funds to be exchanged in a reliable, consistent, and automated way.

Headquartered in the UK, we protect the customers of 500+ clients across Europe and are also active in Latin America, the Middle East, and South East Asia.

We pride ourselves on our ISO 27001 certification and on providing best-in-class security solutions.

Our Early Days

Konsentus was founded in early 2018 to protect financial institutions from the risk of unauthorised third parties (TPPs) gaining customer account access.

PSD2 Open Banking came into force in Europe in 2019. It mandated financial institutions with online transacting accounts to open them up to regulated third parties as long as prior consent had been given by the account holder.  This gave rise to regulated fintechs offering innovative products and services in the market and increased competition.

Our team of highly experienced Payments and Financial Services professionals realised that identifying and validating these new entities at the time of a transaction request would be difficult. It would require consolidating many different data sources and an understanding of the data held within them – complex and costly for individual financial institutions.

That’s why we dedicated all our energy to building a world-class SaaS-based technology solution that could remove this complexity.

We launched Konsentus Verify in 2019 and since then, we’ve been protecting the open banking transactions of our customers throughout Europe so they can concentrate on doing what they do best!

Taking our Expertise into International Markets

Since the early days of PSD2, open banking has become an operational reality. Innovative use cases are driving consumer adoption and it’s not just a European movement.  Open banking and open finance are taking off across the globe.

What was once just about PSD2 compliance has now evolved into questions about how to protect end user data and funds in a much larger ecosystem and enable those participating to transact with confidence.

We’re lucky that our technology has been built for purpose and our customers can easily transition into open finance, open data and beyond.

What hasn’t changed is that trust and security remain key – that’s why they’re engrained in our DNA.

We’re proud of our team of experts and are taking that expertise into international markets to deliver central platforms to jurisdictions that value the delivery of an end-to-end secure and trusted ecosystem.

Our team of Experts

The Faces Behind our Success

Our team is made up of highly experienced professionals who understand financial services, payments and RegTech. We hold ourselves to high standards and challenge ourselves every day. Our strong values guide how we treat each other, and our customers and, how we conduct our business.

Securing the Ecosystem

Trusted by our customers & partners

Are you looking to work with a leading SaaS solution to enable your customers to safely transact in the open banking and open finance ecosystems? Konsentus can help.

Let us enable you to grow safely with safe and secure open ecosystems. An integration with Konsentus is an investment in your future. Contact us today to find out more.

Enrich Your Offering

Partner with Konsentus

Are you an organisation with customers in the open banking ecosystem looking to work with a leading SaaS solution to enrich your product offering?

Simple to integrate but packed with specialist value, our products fit neatly into your risk and fraud prevention portfolio allowing you to deliver a holistic proposition to your customers wrapped into your established customer journey and experience.

Award Winning

Award Winning

Our world-class technology solutions continue to lead the way.

Juniper Research Awards: Winner (2022) The Pay 360 Awards: Winner (2021) The Card & Payment Awards: Finalist (2022)

Recognised by the Industry

Konsentus is proud to be recognised, trusted and supported by industry leaders in Open Ecosystems around the world.

ISO/IEC 27001

ISO Certified

We hold ourselves to high security standards and operate our Information Security Management System in compliance with ISO 27001 Certification.

Find out how we can help you create and maintain a secure and protected open ecosystem.

Mike Woods

CEO

Mike spent 17 years in the corporate world at board level which included being a director at Natwest Bank and Royal Bank of Scotland. He also founded and was CEO at Aconite, a global payments technology software company.

Brendan Jones

CCO

Brendan has held director roles in the banking industry including MBNA and Bank of America. He has also held senior roles within the payments industry for companies such as Datacard and Giesecke & Devrient UK.

Clare Haskins

SVP Commercial

Clare specialises in channel design and the enablement of routes to market from a career in both TeleCo and Payments. As a Senior Director at EVOPay, she built effective, frictionless sales models and propositions – compliant with regulation – in various European markets.

John Broxis

Managing Director, OBE

John is a payments professional with expertise in open banking and regulatory compliance. He previously held senior positions at Logica and EBA Clearing before moving to PRETA where he ran MyBank followed by OBE which was acquired by Konsentus in Jan 2021.

Nicky Valind

VP Marketing

Nicky is a B2B marketing expert with over 15 years’ experience in Financial services and payments. Her previous companies include Visa and Investec where she held senior marketing positions.

David Jacks

Finance Director

David is a ‘Big Four’ Chartered Accountant with over 30 years’ experience in SME businesses including 15 years in FinTech. He is ex FD of Proxama PLC and Aconite. His previous companies include Warner Music and Sega.

Peter Winfield-Chislett

Chief Architect

Peter is a payments & technology specialist with over 30 years’ experience in the financial services industry. He has held senior roles in technology, strategy, planning, and architecture at Visa Europe.

Paul Love-Twelves

VP Consulting

Paul’s expertise span widely across payment and open banking solutions. Previously General Manager of Open Payment Cloud, Paul is experienced with commercial launches and bringing together ecosystem participants to offer new and innovative payment services.

Saleh Alhammad

Managing Director MENA

Saleh has extensive experience across fintech, IT, and services industries – specialising in Open Banking, Neo Banking, APIs, Payments, and AI in finance. Saleh holds a master degree in engineering management and system engineering from George Washington University.

Konsentus Rebrand Button - Konsentus Dot-23-23

Find out how our technology can protect your customers within open ecosystems.

Name(Required)

Opt-in

On completion of this form you will be sharing your personal data with Konsentus Ltd (company number 1115059) (“Konsentus”/”we”/”us”). We will process such information for the purposes of sending you the requested information. We may also send you marketing communications and information which we consider may be of interest to you from time to time. This may include sending information by email, or us contacting you by telephone, where relevant details are provided. We rely on our legitimate interests as the lawful basis for processing your data in this way. Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to receive a copy of the data we hold about you. You also have the right to opt out of marketing communications at any time using the details in an email sent to you or by contacting us at insights@konsentus.com.

Login to your account