Konsentus Powering Trust in Open Ecosystems

Konsentus Certificate Chain Service

Remove the complexity of sourcing eIDAS trust chains to validate qualified eIDAS Certificates.

Streamlining your Processes

Certificate Chain Service

The Konsentus Certificate Chain Service enables your network-level security through the provision of an easily accessible trust chain store.

When a Third Party (TPP) requests access to a bank’s Open Banking API, the bank must first establish a secure communication channel using the relevant information from the TPP’s eIDAS certificate.  Keeping this trust chain data updated is critical but time-consuming and requires continual maintenance. 

Best Practice Security

Using only current and valid certificate credentials means excellence in MTLS standards.

Operationally Efficient

Save time and resources in the process of tracking and maintaining Trust Chain data.

Confident Network Communication

Know the highest security protocol is always being followed each time a connection is made with a regulated third party.


Have the confidence that Trust Chain data is always sourced directly from qualified certificate issuing authorities (QTSPs) ensuring quality and accuracy.

How it works

  • PSD2 requires that ASPSPs use Secure Communications for Open Banking

  • For a Third Party to use its certificate to establish a Mutual Transport Layer Security (mTLS) channel, the Bank must already hold the certificate’s trust chain in its trust store.

  • Having the correct trust chains in place before a Third party tries to connect allows an easy onboarding process that can be automated.

  • Not having the trust chains in place creates obstacles and delays that may cause the Third Party to complain to the National Competent Authority (NCA).

  • The Konsentus Certificate Chain Service provides regular updates of trust chain data, via an API, enabling the entire process to be streamlined and automated.

Reduce cost and service

Automate internal processes and remove complex procedures requiring manual intervention

Satisfy Regulatory Requirements

Streamline and automate sourcing eIDAS trust chains

Mitigate risk

Have confidence in reliably identifying TPPs attempting to access APIs

Deliver Operational Excellence

A simplified process removes obstacles and delays for TPPs

Security Maintenance Made Easy

Realising the benefit for your business is quick and easy. Contact us today to find out more.

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Find out how our technology can protect your customers within open ecosystems.



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