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Our experts share their wealth of knowledge so you are informed on the latest Open Banking and Open Finance issues and opportunities. Our articles, whitepapers, and reports equip you with the knowledge you need to tackle any challenges you encounter as you participate in open data environments.
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Europe’s open banking journey is steadily shifting from compliance to collaboration. While fragmented standards and inconsistent data remain challenges, the momentum toward a more connected, innovative financial ecosystem has never been stronger.
The EU’s proposed Framework for Financial Data Access (FiDA) is meant to be the cornerstone of open finance
Three of our engineers Nick, George and Jack share their perspectives on teamwork, experimentation and what makes this such an exciting time in open banking.
Konsentus explores how a trust layer -identity assurance, consent integrity and auditable access - turns CGAP’s six open finance levers into practical, measurable actions that drive competition and financial inclusion.
The Middle East is moving fast from digital payments to open finance, led by Saudi Arabia and the UAE
Vietnam is rapidly emerging as Southeast Asia’s open banking leader. With strong regulation, a booming fintech market, and near-universal digital adoption, the country is laying the foundations for a secure and inclusive financial ecosystem.
Generative AI is reshaping risk management by enabling faster, fairer, and more consistent decisions at scale. With strong governance and human oversight, it helps Scheme Operators and Data Providers balance efficiency with trust and transparency.
The FCA has unveiled its plans for the Future Entity - an independent, industry-led body to oversee open banking standards with clear accountability and scope to evolve into open finance. We explore what’s changing, why it matters and how the sector can help shape its next chapter.
This article explores the evolving charging models in open banking and examines where the key to long-term success lies - in striking the right balance between access, sustainability and standardisation.
Monitor the development and implementation of open banking and Open Finance across the globe.
The Konsentus Q3 2024 TPP Open Banking Tracker provides key insights into the evolution of open banking across the UK and the European Economic Area (EEA). Your go to resource for monitoring growth across Europe.
Konsentus' Q2 2024 Open Banking Tracker reveals continued growth in the EEA with plenty of change at a domestic level.
Konsentus' Q1 2024 Open Banking Tracker reveals growth in cross-border and an increase in TPPs authorised to make payments on an account holder's behalf.
Our Q4 2023 tracker sees a slight rise in overall TPP numbers when compared with halfway through the year.
Open Banking and Open Finance are making their way around the globe, with many countries looking at how financial data can be shared and managed via open APIs. Follow the journey with us through our Open Banking world map.
Protect your customers transacting in open ecosystems.
