White Papers

The revised Payment Services Directive (PSD2) came into force in January 2018 and introduced a regulatory framework for open banking. It established new regulated players in the market, which are called third party providers (TPPs). Four years on, there still exists much uncertainty and confusion around how liability is divided between Financial Institutions and TPPs.

13th August 2020. Konsentus response to EBA comments on a no-deal Brexit

What data held is held in the EBA Registers and are there any inconsistencies and gaps? How might Financial Institutions be impacted when they rely on this data alone to verify the regulatory status of TPPs?

The connections between Third Party Providers and Financial Institutions under PSD2 The Tricky Encounter -...

Introduction This white paper discusses the data held in the NCA Registers, the issues and...

PSD2 Open Banking. Who will use it? PSD2 Open Banking applies to any Financial Institiution...