White Papers

PSD2 open banking for Programme Managers

Sep 7, 2018

Nearly all BIN Sponsors in Europe have indicated they will push the regulatory responsibility for complying to the PSD2 open banking requirements down to their Programme Managers and many are self issuers i.e. they are a direct scheme member themselves and thus will need to comply. The white paper outlines what they need to consider after all either API, or API with Fallback, or Dedicated Interface must be available to the same ‘up time’ as other online channels e.g. web/app. 

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PSD2 open banking Glossary

May 28, 2018

PSD2 open banking has created more acronyms than probably any piece of regulation.  Do you know your AIS from your XS2A and your ASPSP from your QTSP.  This quick and easy glossary will ensure you know every three or even four letter acronym you might be quorted.

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Identifying an Approved TPP

May 13, 2018

A key part of PSD2 open banking is that ASPSPs, or as they are more generically called Financial Institutions, must be able to have confidence in who they are giving Payment Service Users’ data too.  But how easy is this, with eIDAS certificates, Scheme Regulatory Databases, National Competent Authority Databases and the coming EBA database.  This short White Paper explains how things will work or might work.

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PSD2 open banking: The Ticking Timebomb for Financial Institutions

Apr 2, 2018

The PSD2 open banking clock has started for FIs to be ready by March 2019.  In this short white paper Brendan Jones, CCO of Konsentus highlights the key points FIs need to consider.

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PSD2 open banking, Who Will Use It

Mar 18, 2018

PSD2 open banking is coming, but who will use the services in this new nirvana of data access.  In this piece Brendan Jones CCO of Konsentus outlines the different types of services we are likely to see use PSD2 open banking access.

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Open Banking is Not Just for Banks

Mar 11, 2018

Open Banking is not just for banks and the EU PSD2 open access effects a wide range of what are deemed transactional accounts.  This short white paper clearly outlines if your business is effected and will have to comply with the new regulations.

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The World of Open Banking

Feb 21, 2018

Open banking is not just for Europe, although many of us sitting in Europe probably think it is.  Many other markets around the world have been noticing what Europe is up to and other countries and regions are also looking to adopt similar principles with the ultimate view of delivering better customer financial outcomes.

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