
Cross-Border Open Finance: Beyond the Technology
Cross-border open finance can reduce friction and digitise trade finance. But interoperability depends on aligned regulation, governance, operations and trust

Cross-border open finance can reduce friction and digitise trade finance. But interoperability depends on aligned regulation, governance, operations and trust

Open finance is moving beyond policy ambition towards the operational trust, oversight and infrastructure needed to scale safely and inclusively.
The Q1 2026 data highlights the continued maturity and interconnectedness of Europe’s open banking ecosystem, with each EEA market now