The revised Payment Services Directive (PSD2) came into force in January 2018, with a requirement deadline of 14 September 2019 to implement Strong Customer Authentication (SCA). At this point, all regulated entities (Payment Service Providers) had to ensure that they individually complied with PSD2 and the Regulatory Technical Standards (RTS) set out by the European Banking Authority (EBA). 

There is a clear regulatory expectation that the financial industry will organise itself to make sure that the implemented solutions for PSD2 are interoperable. However, at the time of writing, there remains a few outstanding activities required to successfully achieve this expectation. 

Open Banking Europe (now Open Banking Exchange Europe) was created to support Payment Service Providers (PSPs) and Third Party Providers (TPPs) in meeting the Access to Account (XS2A) requirements of PSD2 and to facilitate the wider aims of Open Banking. 

This document details the processes regarding the confirmation of Payment Services Providers (PSP) that intend to obtain certification. 

The aim of this document is to provide Qualified Trust Service Providers with details of how to confirm the data of PSP that request a certificate.