Konsentus Powering Trust in Open Ecosystems

Smart Briefing: The Power & Pitfalls of Certificates in Open Banking

Sponsored by Konsentus, this interactive smart briefing took place on Thursday 23 February, and examined certificates in Open Banking ecosystems from a variety of viewpoints. Watch the recording today.

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A recent European Banking Authority report recognises the need for a real-time machine-readable database to facilitate the “verification of the current authorisation status” by ASPSPs of TPPs accessing their open banking APIs. The EBA recognises that the EBA PSP register has limitations with the quality of data (inconsistencies, errors and omissions) and leaves ASPSPs exposed. How can ASPSPs make meaningful risk management decisions and protect their customers?

Sponsored by Konsentus, this hour long, interactive, smart briefing took place on Thursday 23 February, to: examine this issue from a variety of viewpoints; recommend steps that can be taken to ensure data is being shared appropriately; and protect consumers and reputations across the growing open finance sector.


  • Outlining the issue
  • Growth of PIS, growing into new markets
  • Banking concerns
  • Open banking fraud
  • The importance of a healthy ecosystem
  • The scale of the issue
  • When open banking compliance is not enough

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