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PSD2 Open Banking. Who will use it?

PSD2 Open Banking. Who will use it?

PSD2 Open Banking applies to any Financial Institiution that provides a ‘Transactional Account’. For example in the UK the Financial Conduct Authority (FCA) defines a transactional account in the FCA Perimeter Guidance Manual as a ‘Payment Account’.

The definition of a Payment Account is covered in the FCA regulation 2 as:

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