
The Unfinished Story of European Open Banking: Progress, Gaps and the Road to Open Finance
Europe’s open banking journey is steadily shifting from compliance to collaboration. While fragmented standards and inconsistent data remain challenges, the

Europe’s open banking journey is steadily shifting from compliance to collaboration. While fragmented standards and inconsistent data remain challenges, the
The Q3 2025 Konsentus TPP Open Banking Tracker shows renewed market activity across Europe, with passporting and cross-border operations rising

The EU’s proposed Framework for Financial Data Access (FiDA) is meant to be the cornerstone of open finance in Europe,