Keep up to date on regulatory change, industry terminology and the challenges and opportunities facing those on their Open journey.
Stay ahead in the evolving financial landscape with our refreshed European Open Banking and Open Finance Glossary. Discover key terms, including FIDA, PSD3 and DORA shaping the future of global financial services.
Discover how Directory Services build trust and ensure secure interactions in open banking and open finance ecosystems. Verify participants, ensure compliance, and protect data with centralised technology infrastructure solutions.
Ensure secure open banking transactions with real-time TPP checks under PSD2. Discover how Konsentus Verify safeguards financial institutions to prevent fraud and ensure compliance.
The second Payment Services Directive (PSD2) is a European directive promoting competition, innovation and security in the payments industry.
Learn more about eIDAS Certificate Checking, the problems with just checking certificates and how Konsentus Verify can help your business.
Our experts share their thoughts and perspectives on the opportunities and challenges of operating within safe and secure open ecosystems.
Eight years after Mexico’s Fintech Law, the opportunity for Open Finance remains clear, the challenge now is execution.
FiDA expands open banking into full-spectrum open finance, dramatically increasing the scale and sensitivity of financial data sharing. This creates new systemic cyber risks and makes real-time trust and stronger oversight essential.
Under FiDA, data access is no longer just about customer consent; it requires real-time verification of identity, regulatory authorisation and cross-border permissions. Without a unified European source of truth, financial institutions face growing operational and compliance risk.
The delay to the EU’s FiDA regulation is prolonging fragmentation in financial services, limiting data access, innovation and competition. As uncertainty continues, consumers and SMEs remain without the full benefits of open finance.
Agentic AI is transforming how Open Banking services are executed, challenging static PSD2 consent models. This white paper explores how policy-based authorisation, explicit delegation and continuous validation can support secure, accountable agentic execution while preserving trust and regulatory alignment.
