This paper explores how the EU’s Financial Data Access (FiDA) Regulation will reshape open finance, expanding beyond PSD2 to enable secure, consent-driven data sharing across the financial ecosystem.
The first paper in our FiDA Readiness Series examines why a new trust model is needed for the open finance era and how PSD2/3, PSR and FiDA are reshaping risk, responsibility and operational demand.
Europe’s open banking journey is steadily shifting from compliance to collaboration. While fragmented standards and inconsistent data remain challenges, the momentum toward a more connected, innovative financial ecosystem has never been stronger.
Three of our engineers Nick, George and Jack share their perspectives on teamwork, experimentation and what makes this such an exciting time in open banking.
Konsentus explores how a trust layer -identity assurance, consent integrity and auditable access – turns CGAP’s six open finance levers into practical, measurable actions that drive competition and financial inclusion.
The Middle East is moving fast from digital payments to open finance, led by Saudi Arabia and the UAE
Vietnam is rapidly emerging as Southeast Asia’s open banking leader. With strong regulation, a booming fintech market, and near-universal digital adoption, the country is laying the foundations for a secure and inclusive financial ecosystem.
Generative AI is reshaping risk management by enabling faster, fairer, and more consistent decisions at scale. With strong governance and human oversight, it helps Scheme Operators and Data Providers balance efficiency with trust and transparency.
The FCA has unveiled its plans for the Future Entity – an independent, industry-led body to oversee open banking standards with clear accountability and scope to evolve into open finance. We explore what’s changing, why it matters and how the sector can help shape its next chapter.
Protect your customers transacting in open ecosystems.
