Konsentus Powering Trust in Open Ecosystems

The Application and Impact of Directive (EU) 2015/2366 on Payment Services (PSD2)

This study contributes to the review of the Directive (EU) 2015/2366 on Payment Services (PSD2) by assessing whether the introduction of the PSD2 helped reach the five general objectives identified in the European Commission’s impact assessment.

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This study analyses the key trends that have affected the payments market and the performance of the Directive in terms of its relevance, effectiveness, efficiency, coherence and EU added value.  

Based on the conclusions of this assessment, the report identifies a number of areas where there is room for improvement and it provides a set of recommendations regarding possible revisions of PSD2 provisions.  

From a methodological perspective, the assessment is supported by a comprehensive review of literature on market trends, in-depth legal research in selected EU Member States, and primary fieldwork through interviews and an online survey. 

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On completion of this form you will be sharing your personal data with Konsentus Ltd (company number 1115059) (“Konsentus”/”we”/”us”). We will process such information for the purposes of sending you the requested information. We may also send you marketing communications and information which we consider may be of interest to you from time to time. This may include sending information by email, or us contacting you by telephone, where relevant details are provided. We rely on our legitimate interests as the lawful basis for processing your data in this way. Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to receive a copy of the data we hold about you. You also have the right to opt out of marketing communications at any time using the details in an email sent to you or by contacting us at insights@konsentus.com.

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